Services Working with Silvertree—Your FIT consultation is free of charge. Fees will vary based on the complexity of your needs, subject to the following schedules. Not all fees will apply in all situations. We pride ourselves on being straightforward with you regarding fees prior to service.Fee based advisory services—A Pathfinder FORMula℠ financial plan is provided for an up-front flat fee ranging from $1,500 to $5,000 depending on complexity OR an hourly rate of $250 per hour. Tax Planning and Estate Planning may be subject to separate fee schedules.Investment account fees—Investments managed by Silvertree, LLC in the stock market are subject to the following fee schedules. Money invested in unmanaged assets, insurance products, or accounts outside of Silvertree, LLC are not charged the investment account fee. There are no trading fees or sales loads. Fees are deducted directly from the account monthly. Individual investments may have their own fees, see the prospectus and ask your advisor for details. Insurance products—Silvertree, LLC advisors are paid a commission when a client purchases an insurance product such as life insurance, long term care insurance, health insurance, Medicare supplements, Medicare Advantage plans, or annuities. The commissions vary from product to product and are disclosed in writing prior to purchase. Each policy may have its own fees disclosed in writing prior to purchase. We extend our fiduciary standards to all insurance transactions.